Is Credit Repair legal?

It your legal right as explained by The Fair Credit Reporting Act to dispute inaccurate and unverifiable items on your credit report. ICC can dispute items for you.

How do I get my credit repaired?

Register with ICC at Member Resources or Call ICC at 800-666-6050.

How do I send you my credit report?

You can upload your credit report at your customer portal, email it or mail it. We can get your credit report for you but it costs $15 and as you know you are entitled to one free credit report per year from one of the three main credit bureaus.

ICC is not a scam – why?

ICC represents a performance based credit repair program. There is no catch. We are dedicated to providing you with honorable and reliable services including: a free consultation, blogs, interactive videos and more. No Money Up Front! Pay for results only.

How does ICC repair my credit?

We evaluate your credit report and develop a credit repair plan that suits your
credit goals. We dispute inaccuracies and unverifiable information to the credit bureaus. We are performance based and you pay per deleted/repaired item only.

Why should I repair my credit?

Accurate credit is necessary and your legal right. Establishing better credit will lead to loan approval, lower interest rates, better credit card offers and peace of mind. Good Credit = Opportunity. Good credit can enable you during this difficult economy.

Can I repair my credit myself?

Yes – however, items must be disputed properly. ICC can dispute items for you efficiently and effectively. We recommend you look over our knowledge center if you are going to repair your credit alone. Our credit information will guide you.

What is the cancellation policy?

You can cancel anytime. Keep in mind that we only charge per successfully deleted/repaired item. You pay for results only.

How long will it take to repair my credit?

We typically get a response from credit bureaus within 45 days but depending on how many items and what they represent, the entire process could take longer. Get a free customized credit repair plan to learn about how long it would take to boost your score. Call 800-666-6050.

How is ICC Different?

ICC created performance based credit repair for consumers nationwide. Superior Customer Service, Integrity, Intelligence, Ethics, Experience, Consumer Credit Education, Personalized Credit Repair and more-ICC WORKS! Get a free credit repair consultation to learn more-obligation free!

Is ICC on any social network?

ICC has joined facebook. myspace, twitter, wordpress, blogspot, activerain and linkedin. ICC studies consumer credit news and we appreciatre these social forums because we can get information out to consumers natoinwide. Read our blogs, click our links, connect with us and get the right information.

If I get a copy of my own credit report does it hurt my credit score?

You are allowed one free credit report a year by one of the major credit bureaus and it will not change your credit score or when you get copies of your own credit report.

What FREE services does ICC offer?

Free credit report evaluation, free credit repair consultation, free customized repair plan, free credit education. If we do not delete and item you do not pay.

Does ICC take money up – front?

ICC does not take money up-front or charge a sign up fee or monthly fee. You will receive a free credit report evaluation and a free credit repair consult and a free customized repair plan. If you decide ICC should start the dispute process and follow your specialized credit repair plan, you will pay per deleted/repaired item only.

What is a good credit score?

A good credit score is 650 or higher. Due to economic changes and loan restrictions credit scores need to be in the 700s to truly work for a consumer. Excellent credit is 800-850. Poor/low credit is anything under 600.

How long will it take to restore my credit?

You get your first round of results in 30 to 45 days. However, we will achieve the maximum results possible within 180 days or less.

Why does ICC need my credit report?

In oder to evaluate your credit history and prepare you for better credit, your credit repair consultant must have an acutal copy of your credit report. Your credit repair consultant will analyze your credit report and consult with your for free. Based upon the analysis and consultation, a credit repair plan will be formulated to boost your score.

How will I get my results?

You can track your progress through your customer portal, you will also receive mail from the credit bureaus and your personal credit repair consultant will be standing by.

What credit issues can ICC handle?

ICC has deleted/repaired item related to: Bankruptcies, Foreclosures, Identity Theft, Inaccuracies, Charge Offs, Incorrect Personal Information, Judgments and Public Records, Late Credit Card/Mortgage Payments, Repossessions, Creditor Inquiries Past Due History, Tax and Other Liens.